Ramsey Lomax

0203 340 1080

Free Debt Advice Line. 8:30am to 9pm

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Could you qualify to write off up to 85% of your debt?

Last year nearly 80,000 people used this Government legislation to write off thousands of pounds.

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Could you qualify to write off up to 85% of your debt?

Last year nearly 80,000 people used this Government legislation to write off £0000’s

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100% free service

Since 2007 we have helped thousands of people to write off debt and to regain control of their finances, for free.

Don't take our word for it

Our customers have rated us as ‘Excellent’ and given us 5 stars on Trust Pilot.

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I honestly cant thank you enough for the advice you gave me and pointing me in the right direction. Would highly recommend Ramsey Lomax.

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Nichola >>

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Excellent service always available to answer any questions..and the one on one makes you feel that they are really on your side..

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A worthwhile telephone call, made me feel so much better about everything. Excellent advice. Wish I made the call earlier. Could have saved me money earlier!

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Who's writing off debt?

Below are the total number of people qualifying to write off debt each year. As you can see this solution to debt is becoming more and more popular every year.

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2015
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2016
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2017
0
2018
0
2019
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Figures and statistics provided by the Insolvency Service

Who's writing off debt?

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2016
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2016
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2016
0
2016
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2016
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2016
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Designed by Government to help the UK

This solution to debt was designed Government to help people that are struggling with their finances. Since being made available over 500,000 people have used it to write off debt and get things back on track.

Our free advice line

Have a free, no obligation chat with one of our experts and find out if you qualify to write off debt.

0203 405 3152

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Check online

Start the process online to find out if you qualify to write off debt and how much can be written off.

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More than just writing debt

This debt solution does more than just write off debt. It is designed to get your finances back on track and for you to become debt free, fast. 

Consolidate your debts

You could consolidate all of your unsecured debts into just one more manageable monthly repayment

Reduced monthly repayments

Payments are based on what you can afford so will always fit into your household budget. Payments start from £2.58 per day.

Interest and charges frozen

It can take over 20 years to repay a £2000 credit card on minimum payments. We stop the interest so that you can clear the debt.

Typically debt free in just 60 months

You would pay your new, affordable payment every month for just 60 months and then you are debt free.

Protection from creditors

The people you owe money to can no longer chase you for payment, no more texts, call, letters or emails. Legally binding protection

Write off unaffordable debts.

If you can’t afford to repay the debt, it is completely written off after 60 months. This applies to all debt included in this option.

Before & after

If you qualify for this solution, you could reduce your monthly repayments, write off thousands of pounds and become debt free much quicker.

Before

Total debt to repay - £15,000
Monthly payment - £670
Time in debt - 12 years
Debt written off- £0

After

Total debt to repay - £6,000
Monthly payment - £100
Time in debt - 5 years
Debt written off- £9,000

How much debt could you write off?

These are the average amounts of debt to be written off by Ramsey Lomax customers that complete an IVA

Customers with less than £15,000

£5678

Customers with less than £25,000

£14,283

Customers with less than £35,000

£20,656

Customers with less than £55,000

£27,417

Customers with less than £65,000

£51,382

Compare all options for resolving debt

We don’t just find out if you qualify to write off debt but we compare all of your options for regaining control of your finances. There are many different ways of dealing with debt, our role is to find the perfect one for you. No matter what the situation, we will find a solution.

Money Advice Service: To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

 
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Since 2007 we have helped thousands of people regain control of their finances, write off debt and find lasting solutions to problem credit. 

We do it because we care.

About Us:

United House, North Road, London, N7 9DP

0203 405 1080

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To write off debt you will need to qualify for either an IVA, Bankruptcy or Debt Relief Order, other options are available in Scotland. Not all of these options will be available to each customer. These options will have a negative impact on your credit rating. It is very important that you speak with an FCA regulated debt advisor before deciding on a course of action for writing off debt. 

FEES EXPLAINED: Ramsey Lomax will never charge a customer a single penny. As part of our free service, we’ll take a look at your financial situation, explain the available options, and then recommend a debt solution which could be suitable for you. If you decide you want to set up a debt solution, we can put you in touch with one of our trusted providers. If you then want to use their services, we get a fee for introducing you, or for the preparatory work we complete, fees are payable if ongoing services are provided. You can learn more about our licence on the FCA website. 

THE FCA: Ramsey Lomax & The FCA: We are directly authorised by the Financial Conduct Authority. Our licence number is 704282. We are authorised to provide debt advice to customers throughout the UK. The FCA have a set out a huge amount of rules and regulations that companies like ours have to follow and you can rest assured that we take our role very seriously. You can view our licence on the ICO website.  

THE ICO: Ramsey Lomax & The ICO: We are authorised and regulated by the Information Commissioners Office (ICO). The ICO ensures that companies adhere to data protection legislation such as GDPR. We take your data protection and privacy very seriously. All of your information is held securely and confidentially. You can read more about this on our privacy policy section.