Ramsey Lomax

0800 041 4501

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Designed by Government to help people to write off debt

Designed by Government to help people to write off up to 85% of their debts.

Last year, over 80,000 people qualified to write off £0000’s and reduce their monthly debt repayments.

Last year, over 80,000 people qualified to write off £0000’s.

Free Debt Advice Line:

0800 041 8510

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Write off debt

If you qualify, you could write off all of your unaffordable debts, often £0000’s.

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Freeze interest & charges

No more interest being charged means that you can repay only what you owe and quicker. 

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Reduced repayments

Payments are based on what you can afford and not what the banks want. Payments start from £20 pw

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Protection from creditors

No more calls, texts or knocks at the doors. The people you owe money to can no longer contact you.

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Debt free in 60 months

A confirmed end date in sight. Just 60 monthly payments and you are free from the debt included.

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Debt consolidated

Consolidate all of your unsecured debts into one, more affordable monthly repayment. 

It’s 100% free and only takes a moment to find out.

Good to know

How can we help?

Simple, we will find a solution to your debts. 

We get an understanding of your situation, compare your options and explain and recommend the ones that are best for you.

This process is free, non judgemental, and you are under no obligation to take our advice. 

We are on your side, we don’t work for the banks, we aren’t paid by the banks and we are fully licensed by the FCA.

How is writing off debt possible?

Over 8 million people in the UK are either struggling with debt or have no end in sight. 

On average, each UK household has over £15,000 debt, not including mortgages. *

Government designed a solution that will allow people to write off 100% of their unaffordable debt. 

In 2019, nearly 80,000 people used this solution to deal with debt.

* Annual report conducted by TUC in 2018.

 

And find out if you qualify to write off 85% of your debts

Average debt write off:

£5,594

For customers with debts of under:

£15,000

Average debt write off:

£14,283

For customers with debts of under:

£25,000

Average debt write off:

£20,656

For customers with debts of under:

£35,000

Average debt write off:

£27,417

For customers with debts of under:

£50,000

Average debt write off:

£51,382

For customers with debts of under:

£65,000

Biggest write off

£67,217

For a customer in 2019

Money Advice Service: To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

 
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About Us

Since 2007 Ramsey Lomax has helped over 12,000 people to become better informed of their options for resolving debt. 

We do it because we care. We can help you today.

Regulation

Ramsey Lomax LTD is authorised and regulated by the Financial Conduct Authority (FCA) and our licence number is 704282. We are also regulated by the Information Comissioners Office (ICO) licence number: ZA441156.

Contact us:

0800 041 8510

newcustomer&ramseylomax.co.uk

United House, North Road, London, N79DP

How do we calculate the average write off figures on our adverts and website?

* This figure is based on Ramsey Lomax clients being put forward for an IVA between Jan 2019 to July 2019. This figure assumes successful completion of a IVA. We calculate the amount written off by multiplying a clients disposable income by 60 and removing that amount from the total debt level of the client. For example, a client pays 60 payments of £100 which is £6000. Their total debt is £20,000 which means they write off £14,000 upon completion of their IVA.

The biggest right off figure for a customer of £67,217 is for a customer being put forward for an IVA April 2019.